India’s consumption story has hit a speed breaker, for now

India’s consumption story has hit a speed breaker, for now

Savings during the pandemic could still be supporting certain categories of discretionary consumption, but there are early signs of moderation in consumer credit and demand could further weaken in the case of a deficient monsoon

February 27, 2023 / 10:55 AM IST

Representative image

PRO Only Highlights
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Quarterly performance largely backed by improved realisations
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Medium-term triggers China plus and protectionist measures for tyre industry
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Valuations not inexpensive; but improved medium-term outlook

Highlights

Wide divergence between volume and value growth of FMCG, except for demand inelastic categories
Retail categories firing on gains from unorganised and network expansion, underlying volume weak
Few discretionary categories in the areas of travel tourism and high-end consumption still going strong
The rapid expansion in personal loans and credit cards could have partially sustained gains in some pockets
RBI data suggests early signs of moderation in consumer credit

Till a couple of months back, India was seen as the rare bright spot in…

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